Why is there so much paperwork mandated by the lenders for a mortgage loan application when buying a home today? It seems that they need to know everything about you and requires three separate sources to validate each and every entry on the application Continue Reading
Here are five reasons listing your home for sale this winter makes sense. 1. Demand Is Strong The latest Buyer Traffic Report from the National Association of Realtors (NAR) shows that buyer demand remains very strong throughout the vast majority of the country. These Continue Reading
Some Highlights: The National Association of REALTORS® surveyed their members for their Confidence Index. The REALTORS® Confidence Index is a key indicator of housing market strength based on a monthly survey sent to over 50,000 real estate practitioners. Continue Reading
There are many unsubstantiated theories as to why home values are continuing to increase. From those who are worried that lending standards are again becoming too lenient (data shows this is untrue), to those who are concerned that prices are again approaching boom peaks Continue Reading
Celebrate the holiday spirit with friends, neighbors, Folsom police, Fire personnel and Santa and Mrs. Claus from December 10-14. Decorated emergency vehicles will lead and follow Santa's sleigh around Folsom. Santa will depart the Folsom Police Department each Continue Reading
There is a lot of discussion about the current state of housing affordability for both first-time and move-up buyers, and much of the narrative is tarnished with a negative slant. However, the truth is that housing affordability is better today than at almost any time in our Continue Reading
According to Freddie Mac’s latest Primary Mortgage Market Survey, interest rates for a 30-year fixed rate mortgage are currently at 3.92%, which is still near record lows in comparison to recent history! The interest rate you secure when buying a home Continue Reading
Owning a home has great financial benefits, yet many continue to rent! Today, let’s look at the financial reasons why owning a home of your own has been a part of the American Dream for as long as America has existed. Zillow recently reported that: “In reality, Continue Reading
The Folsom City Zoo Sanctuary will soon be ablaze with holiday lights, providing a beautiful backdrop for a unique family experience this holiday season. Event will take place from 5 p.m. to 8 p.m. on Dec. 1, 2, 8, 9, 15-23, and new this year 26-30. Celebrate Continue Reading
